Friday, October 30, 2009

Kenapa Emas?

Hmm...dulu aku mmg pessimistic pasal emas nih...zero knowledge! even aku nak kawin dulu pun aku tak bagi bini aku pakai emas kuning, sbb aku lebih suke silver, whitegold, or even platinum...org kate bende² ni tak bole nak gadai, aku jwb balik, kan bende tu utk dipakai buat pe nak gadai???

rupenye aku dah tersalah konsep....gadai bukan bermaksud jual, dan gadai jugak bukan bermaksud kite dah takde duit...kite gadai adalah utk merempit emas and generate more money....emas je la logam yg bole digadai kat bank atau kedai emas ah chong...benda lain diorg tak tgk pun...kenapa? sebab emas ni mempunyai sifat yg unik daripada logam² yg sepupu dgnnya...

sifat emas yg mudah lentur, tumpat dan tidak mudah terhakis membuatkan emas ni sgt bernilai. kalo kat kelas sains diorg panggil aurum (Latin).huhu

kalo korang ingat, (aku pun tak ingat gak, amik dari petikan wikipedia jer) pada 1998 Dato Seri Dr. Mahathir (belum Tun lagi time nih) dah suggest mata wang RM disandarkan pada emas atau terus jer guna dinar emas sebagai matawang rasmi negara, tapik tak bole...aku pun tak sure knp, tapik aku rase maybe sbb nak protect kepentingan negara yg aku pun malas nak elakboret lelebih....cube korang bayangkan kalo visi Dr.M tu direalisasikan secara mandatori...ape akan jadik kat kite time tuh, dan ape akan jadik kat kite pada mase sekarang???

ok lets calculate and go back to the past:

jun 1999 1oz ialah USD252.80 (RM3.80=USD1) atau kat mesia lepas diconvert jadik RM dan gram bersamaan dgn RM33.88 per gram and then convert jadik dinar= 4.25g so RM144.01 skang nih 1 dinar dah jadik RM522!!! kenaikan bersamaan 172% atau 17.2% setahun!!! hmm...simpan ASB pun baru dapat 7-9% jer (paling tinggi 11% 1999), so that's mean kalo korang ade RM10,000 kat ASB tahun 1999 arini korang akan ade RM19000 (amik average 9%/year) tapik kalo korang ade RM10,000 dlm bentuk emas (kalo dinar ade dlm 70keping) nilainya skang adalah RM27200!!! kalo RM100,000 plak berapa??? unit frust pun kalah....

Emas kalis INFLASI.

"1400 tahun dahulu 1 Dinar boleh membeli seekor kambing, begitulah juga keadaannya sekarang."


GOLD is your WEALTH protection.

Thursday, October 29, 2009

Wealth is Health or....Health is Wealth?

kedua² statement kat atas ni memang relative....why? takde wealth kita takble maintain health, and at the same time, kalo takde health mcmne nak generate wealth...??? betui tak?

so go for both concurrently...

Oh Rumahku & Oh Emasku....

Tanggal 28hb Oktober merupakan tarikh keramat untuk aku. 2 great things happened on the same day! Yg Ketama....Loan unit penthouse aku dah berjaya diluluskan selepas 2 kali reject (KNS tul!!!) muahahaha....so aku dah bule legallise aku punye rental collection dgn tenant yg dah sedia ade tu. Umah ni dibeli secara auction pada 5hb Sept 2009. Details pasal umah ni akan aku buat pada post yg akan datang...thanks to cik farazila yg telah memberi tunjuk ajar pasal umah lelong, pokli sifu emas aku, and tak lupe jugak pie2020 as your blog follower.


Yg kedua...aku dah menjadi penggali lombong emas alaf baru! Errr...aku dah jadik towkey emas daa....so kenapa emas? kenapa rumah? sebab 2 aset ni ade aura yg sgt power. Tak caye? cube try test tgk....

beli emas, pastu simpan bawah bantal, lepas setahun amik balik emas tu, jual balik, tgk berapa keuntungan yg ble dapat, konfirm lebih dari 8% (div+bonus ASB 2008). tu baru kalo simpan jer, kalo emas tu kita tradingkan? atau kite rempitkan? hmm....masyuk tuh... samela jugak konsepnye dgn rumah... kembangkan portfolio aset anda.

perghh...aku cite ni mcm aku ni terer sgt jer...wakakaa, bukan ape.... semangat! Korang doa kan je la aku berjaya. FYI, aku baru jer menjebakkan diri dlm portfolio emas& hartanah nih...so, aku masih byk kekurangan, tgh merangkak lagi nih....

pokli cakap, kalo nak berjaya kena ade 4 perkara:
i. Org yg berjaya sebagai pendorong
ii. Mentor/ Sifu sebagai pembimbing
iii. Product Knowledge
iv. Sistem yg berjaya

dgn menggunakan konsep ni la aku dah smp ke tahap ni....next step, to repeat the same step over and over again....

MONEY IS EVERYTHING OR NOTHING?

Sallam,

This is my first post on my inaugural blog. (So, bear with me, ok?….)

In today fast moving money (FMM), we always ask our self: “How to get more money?”, “How to earn easy money?”, “Can money come to me by itself?”, “I want to make money, but don’t know how…” and the best “How to make money come to you without doing almost anything”. Hmmmm…. I’m just one of them.

Back to basic…..There’s various kind of people in this world.
i. People who wait for things to happen- 80% population
ii. People who makes thing happen- 5% population
iii. People who don’t care what’s going to happen- 5% population
iv. People do not let things to happen- 10% population

If you ask me… I would say the 1st statement is best describing me. That’s why most of us are still in employee category. Even when we can be an employer (THE BOSS) as an entrepreneur; we are too scared to take the risk. Why??? We are afraid to try… why??? We do not want to lose…. Why??? We don’t have the capital/money… why??? We are so complacent of what we have now…. why??? But, why not??

And that’s why I’m not a wealthy-loaded-rich-man….erm, not just yet!

“One who is dare to try take the risk is having at least 1% chances of winning and 99% chances of losing, rather than none if choose not to try. Remember Thomas Edison?”. -anonymous-

Enough of intro…So,

How to make more money by earning passive income?
i. Buy a house, live in it, waitttttttttt for appreciate, and sell, buy a bigger house and repeat the same process> own house
ii. Buy a house, rent it out, wait for appreciate, and sell, then repeat again> 2nd house onwards
iii. Buy a house and sell it back at the same time, then repeat again> auction house
iv. Buy GOLD > you can keep it, trade it, or mortgage with it

v. Join quick-rich-scheme> (u jump, i watch)

I would choose the first 4. But how? got no money laa…hmm...you can use:
i. Saving
ii. Others People Money (OPM)- most popular
iii. ASB-OD
iv. Refinance your current housing loan
v. Jackpot/ Lottery> dowh....you can't be serious?

Before we go further, i would like to ask you guys these question..."What will happen to you if suddenly all your saving money are no longer worth of value???" "What is your protection?" "If you have insurance to protect your welfare during sickness, how about your wealth protection?"

Continue on my next post….daa daaaa